For those exploring senior living options, the terms Life Plan Community vs. CCRC often come up. While these terms are sometimes used interchangeably, there are subtle differences that can impact your decision.

Historically, CCRC (Continuing Care Retirement Community) was the most common term, but more and more communities are now embracing the Life Plan Community concept. In this blog, we’ll explore what sets Life Plan Community vs. CCRC apart and dive into the benefits of living in a Life Plan Community, like those offered at Rolling Green Village.

What Is a CCRC?

A Continuing Care Retirement Community (CCRC) offers a continuum of care, which typically includes independent living, assisted living, memory care, rehabilitation, and skilled nursing all within the same community. The idea is to support seniors through various stages of aging, allowing them to age in place without needing to move between different communities.

• Care Continuum: The care continuum includes Independent living, assisted living, memory care, rehabilitation, and skilled nursing.
• Contract Types: CCRCs typically offer a range of contract options, such as Life Care (Type A), modified (Type B), and fee-for-service (Type C) contracts.
• Financial Considerations: Many CCRCs require an up-front entrance fee along with monthly fees, which can be a significant financial commitment, especially for those who may never need higher levels of care.

What Is a Life Plan Community?

A Life Plan Community is a modern take on the traditional CCRC, emphasizing a fulfilling, active lifestyle alongside the availability of care if and when it’s needed. These communities focus on wellness, engagement, and quality of life, ensuring residents are supported in every stage of aging, but also empowered to live vibrant, independent lives.

• Lifestyle Focus: Life Plan Communities are not just about care, they’re also about creating an environment where seniors can thrive, with social activities, fitness programs, dining options, and more.
• Peace of Mind: Life Plan Communities offer a comprehensive range of services, from independent living to more supportive levels of care like assisted living and memory care, ensuring care is available if health needs change.

At Rolling Green Village, for example, our residents experience an active lifestyle with access to our full continuum of care, offering both peace of mind and the flexibility to enjoy life to the fullest.

The Key Differences: Life Plan Communities vs. CCRCs

While Life Plan Community and CCRC are similar in offering a continuum of care, the main difference lies in the terminology and, in some cases, the approach to care:

• Terminology: Life Plan Community has become the more modern, widely accepted term, reflecting a broader approach to lifestyle and wellness, while CCRC focuses more on the healthcare aspect.
• Flexibility: Life Plan Communities, like Rolling Green Village, often offer a more flexible financial model, especially communities offering Type C (fee-for-service) contracts. With this model, you only pay for the level of care you need, when you need it—no large up-front fees for healthcare services you may never use. This flexibility means residents can rest assured they’re paying only for what they use.

Why Choose a Life Plan Community Like Rolling Green Village?

Rolling Green Village provides the ideal balance of independence, support, and peace of mind, thanks to our Type C (fee-for-service) model. Here’s how it benefits you:

• Pay Only for What You Need: With a Type C contract, you pay only for the services you require. There are no large up-front fees for higher levels of care that you may never need. This makes it easier for residents to manage their finances while ensuring they have access to the care they need, when they need it.
• Peace of Mind for You and Your Family: At Rolling Green Village, you and your family can rest easy knowing that, should health needs change, higher levels of care are available. Whether you or your spouse requires additional support in the future, you can stay close to one another in the same community, maintaining the comfort and companionship you’ve always had.
• Vibrant Lifestyle and Security: Our Life Plan Community doesn’t just offer healthcare—it offers a fulfilling lifestyle. With amenities such as fitness programs, social clubs, and beautiful living spaces, our residents enjoy a dynamic and enriching environment. And, with access to care at every stage of life, you can age in place with confidence.

Choosing between a Life Plan Community and a CCRC is about finding a community that supports your current lifestyle while preparing for the future. At Rolling Green Village, we combine the best of both worlds—a vibrant, engaging community with the peace of mind that comes from knowing care is available when needed. Our fee-for-service model ensures that you’re only paying for the care you require, giving you flexibility and financial security.

Our Life Plan Community provides a full continuum of care, ensuring that residents can enjoy peace of mind, security, and a fulfilling lifestyle at every stage of life. Call us at 864-558-9301 today to learn more about the exceptional services and amenities available at Rolling Green Village.